TBM INSURANCE

The TBM is an amazing aircraft known for its strong construction, blazing speed and extensive manufacturer support. As of 2025 over 1,300 of these aircraft have been delivered and almost 60 more arrive each year. It is one of the most sought-after turboprops for the owner pilot, who has often gained experience in multiple aircraft before making the jump to a capable aircraft like this one.

5X5 Insurance supports the TBM Owners and Pilots Association (TBMOPA) and incentivizes pilots to join by providing an immediate 5% premium reduction for being a paid member.

  • Secures the most comprehensive information about the pilot’s experience and flying, ensuring that, as seasoned owners, they obtain transparent underwriting and the best service.

  • Provides special premium discounts for TBMOPA members and if the pilot has earned TAAP status, offers the maximum premium reduction available. 5X5 recognizes the improved safety that results when pilots complete regular training and engage with the owners and pilots association.

  • Get a quote in as little as 15 minutes. No waiting and wondering for weeks or more to see if you are approved and learn what coverage you may be provided.

  • Delivers the best price up front based on your training and experience. More training during the year provides you with more savings on your premium. No other insurer communicates directly to you about how you can reduce your premium.

  • Allows you to work directly with the underwriter, ensuring you are being represented fairly.

  • Removes the “broker of record” nonsense and allows the free market to operate. 5X5 won’t lock you out from receiving other quotes.

  • 5x5 helps you transition into the TBM from piston-powered aircraft and prepare for the opportunities a truly cross-country machine supplies.

  • Supports your aviation journey as your experience grows and, like all of us do, age. We recognize many people own multiple TBMs during their flying careers, while others grow into larger turboprops and even jets.

WHAT 5X5 DOES FOR TBM BUYERS AND OWNERS

INSURED MODELS

All models are eligible for TBM insurance:

700 • 700B • 700C • 850 • 900 • 910 • 930 • 940 • 960 • 980

MINIMUM EXPERIENCE FOR INSURABILITY

The TBM requires a minimum of a private pilot certificate, instrument rating and at least 500 hours experience.

For those transitioning into the TBM, specialized initial training is required by one of TBMOPA’s approved TAAP instructors. In many cases, a new-to-TBM pilot will require additional in-aircraft mentor time before they are prepared to act as the sole Pilot In Command. Insurance-approved initial and recurrent instructor pilots are listed on the TBMOPA website.


CUSTOMER-SELECTED TBM INSURANCE COVERAGE OPTIONS

Hull coverage options include Ground & Flight, Not In Flight, Ground Not In Motion and Liability Only.

Multiple liability options from $1 million to $5 million are available, depending on experience and qualifications. Some have passenger sublimits, and others offer no sublimit (aka smooth) coverage.

COMMONLY ASKED QUESTIONS

  • Every aircraft is unique and completing in-aircraft or simulator training with an experienced TBM specialist ensures you will operate the aircraft safely, protecting you and your passengers. 5X5 recognizes that the owner and pilot associations know more about operating the aircraft than the insurance company.

  • Getting through the initial training requires a lot of work and you will be overwhelmed by the amount you must learn. Once that training is completed, there is nothing better than using your new knowledge flying your aircraft in the ATC system, weather, unfamiliar airports and even dealing with FBOs and going international. This extra time in the seat allows you to get comfortable with all aspects of operating your TBM.

  • There are multiple ways to reduce your premium. First, join TBMOPA, as it is a fantastic way for all TBM pilots to connect with other owners, learn, and become better pilots. Research shows that pilots engaged with their OPA have fewer accidents. Second, the way to earn the highest premium discount is to sign up for the TAAP program and become a Certified TAAP Aviator. This shows 5X5 that you are maintaining a high level of proficiency by completing educational and training events each year.

  • Yes you can! While many pilots find the TBM serves all of their needs, family and business sometimes require upgrading. You will be required to add a multiengine rating with instrument privileges to your existing FAA certificate. 5X5 will ask you to become an active member of the owners and pilots association for your chosen aircraft. We find that pilots engaged with their aircraft’s OPA are better equipped for a high-performance aircraft like these amazing planes.